Central Alabama Bad Credit Home Buyers Program
**LIMITED TO 100 CLIENTS PER YEAR**
- Must be a resident of Elmore, Autauga, Montgomery, Coosa, or Chilton Counties in Alabama
- Total Cost of the Program is $195
- $95 Credit Audit plus $25 a month for 4 months
- Must use our Credit Monitoring Program
- Must have have 2 years tax returns
- Debt to Income Ratio must be less than 30%
- Must agree to use our Real Estate Agent Partner
- Must agree to use our Real Estate Mortgage Provider
$95 Credit Audit plus $25 a month for 4 months
What do I need to do to get accepted?
- Fill our the form below
- Our team reviews your credit report and tax information (Estimate time 5 business days)
- You get an acceptance letter
- We complete your Credit Audit
- You are charged the $95
- Your credit repair process begins where you and I work together to re establish your credit profile
- 30 Days later your $25 a month starts for 4 months.
- At the same time, we start working with you and our Mortgage Partner to get your pre approval in place.
- We turn you over to our Realtor Partner to start your home buying search based on your approval.
- Then its as simple as: OFFER, CLOSE, KEYS
- We take a celebration picture in front of YOUR NEW HOME
*Mortgage approvals are based on more than credit. Your income and debts are a major factor in a decision for a mortgage company to do business
*There is no guarantee of approval. We are obviously very confident once we accept you in the program because we have such a low cost in our credit repair program based on you getting APPROVED for the home. We also cannot ensure or guarantee results because there are steps that we will need a client to do but we cannot force them to do those steps. You must FOLLOW OUR DIRECTIONS for best results within our program.