What kinds of items can legally and permanently be removed from your credit report?
- Late Payments
- Charge Offs
- Tax Liens
- Personal Info
- Medical Bills
How Does Credit Repair Work?
You have the right to dispute anything on your credit report that appears to be inaccurate, outdated, erroneous or unverifiable…that’s the law. All creditors are obligated to prove the information on your credit report is accurate and correct any and all violations of the law.
If a creditor is unable to perform under the strict guidelines of the law, they must remove the account from your credit report.
All Credit Reports Contain Violations, Including Yours
The United States government began writing laws to protect you from creditors and the credit bureaus beginning in the 1960’s. Today there are dozens of state and federal laws creditors and credit bureaus have a difficult time following.
An account such as a collection, charge off, tax lien, short sale, foreclosure, auto repossession, even a bankruptcy can contain dozens of violations making it inaccurate, outdated, erroneous, or unverifiable. In other words…illegal
We use these laws to legally and permanently remove items from your credit report.
Many of our clients see a significant improvements in their credit report and score within 90 to 157 days!
What if the items on your credit report are REALLY YOURS?
Illegal items must be deleted – NO QUESTIONS
When our team of seasoned Dispute Profesionals and dispute processors examine your credit report we’ll identify the violations and create a detailed written dispute on your behalf.
To make it challenging for the creditor we’ll provide them with the specific state or federal law they’re violating, why they must remove the item, and the legal consequences established by case law if they don’t respond immediately.
Your credit can be fixed in months. NOT 7 YEARS!
We dispute all of your items at once. Nearly all credit repair companies charge an ongoing monthly fee even if they don’t delete a single item. They dispute only two or three items per month dragging your credit repair out for years to keep you paying. We don’t do that. Our Flat Rate Fee Eliminates those pesky monthly fees!